Aging should be a time of comfort, dignity, and quality care. At Regency House Buford, we understand that affordability is a key concern for seniors and their families. Fortunately, several government programs can help cover the costs of assisted living and memory care services.

This guide will walk you through available financial assistance options, eligibility requirements, and how to apply.

1. Medicaid & Assisted Living Waivers.

• Program: Georgia Medicaid Home and Community-Based Services (HCBS) Waiver
• Who Qualifies? Low-income seniors meeting financial and care level requirements
• Covers:Personal care services, meals, transportation, and assistance with daily activities
• How to Apply: Visit Georgia Medicaid or contact Georgia’s Department of Human Services

2. Veterans Benefits (VA Aid & Attendance Pension).

• Program: Aid & Attendance Pension Program
• Who Qualifies? Veterans and surviving spouses needing assistance with daily living
• Covers: Assisted living, memory care, and in-home care services
• How to Apply: Visit VA Benefits or call your local VA office

3. Supplemental Security Income (SSI) & Optional State Supplements (OSS).

• Program: Social Security Administration’s SSI and Georgia’s OSS
• Who Qualifies? Low-income seniors with limited resources
• Covers: Basic needs like housing and personal care services
• How to Apply: Contact Social Security Administration or visit a local office

4. Long-Term Care Insurance.

• Program: Private long-term care insurance policies
• Who Qualifies? Seniors who purchased a policy before needing care
• Covers: Assisted living, memory care, and skilled nursing care
• How to Use: Contact your insurance provider to check eligibility

5. Medicare & Short-Term Care Coverage.

• Program: Medicare (limited coverage for skilled nursing and rehab services)
• Who Qualifies? Seniors 65+ or with certain disabilities
• Covers: Short-term care after hospital stays
• How to Apply: Visit Medicare.gov or call 1-800-MEDICARE